1) WHAT IS AN EXTENDED SERVICE CONTRACT?
Most Service Contracts (and other similar contracts) are agreements to cover auto repairs after factory warranties have expired. The items that they include vary from plan to plan, but they don't typically cover wear-and-tear or routine maintenance items such as brake pads, tires, air cleaners, or oil changes.
Some car service contracts providers offer "wrap" policies. Many vehicles come with powertrain warranties that are longer than the car's bumper-to-bumper warranties. A wrap policy provides extended coverage to repair anything other than the vehicle's powertrain